(844) 589-9732

Kentucky Probate Bond

August 28, 2019

The Commonwealth of Kentucky will typically require a probate surety bond for those who are acting in a fiduciary capacity. There is no guesswork: You'll know, because the court will tell you it is required. Please call AmeriPro Surety Bonds today at 844-589-9732.

Kentucky Probate Bond |

AmeriPro Surety Bonds | 844-589-9732




Probate Statutes – Kentucky




Kentucky Revised Statutes, Chapter 395, directly deal with probate and the related surety bond.

While the term probate generally refers to the estate of a decedent, guardians of minors, and guardians of someone incapacitated or incompetent, may also be required to obtain a probate bond as a condition for being appointed as a legal custodian.

Typically, the surety bond is required of someone acting as a Personal Representative of an estate or the assets thereof although this is not exclusively so.




Qualifying For this Surety Bond and the Amount Required




For any amount and for any type of probate surety bond as discussed above, up to -and including the $100,000 amount – our agency issues this bond for you immediately.

What this means for you is that after completion of a surety bond application – -which we can take from you over the phone — and payment of the premium, the Kentucky probate surety bond is automatically generated.

There is no credit score inquiry nor application review by an underwriter.

Amounts greater than $100,000 – yes; even if by $1 — will require review of by an underwriter. As part of the underwriting process, a credit check is also required. For amounts greater than $100,000, applicants will need to have good credit to qualify for this bond through our agency.

The amount of the surety bond required will be determined by the probate court. Typically, the probate bond is at least equal to the value of the estate. Sometimes courts also estimate what an estate is expected to earn within a 12 month period when determining surety bond amounts required.




Duration and Premium Payment Options




A standard Kentucky probate bond is issued for one year. Thereafter, the bond and premium must likewise be renewed. Options exist to prepay this bond for up to 2 or 3 years.  Besides lengthening the time between renewals, prepayment of a probate surety bond offers you a savings vis-a-vis annual renewals. Please discuss with us for further details and breakdown amounts.




Purpose of Your Surety Bond




As a personal representative, trustee, or guardian, you are acting in a fiduciary capacity. The probate surety bond ensures the court, any heirs, and those for whom you act as guardian, that you will manage the affairs of the estate properly, objectively, and without self-interest.

The surety bond, while required of you, is for the benefit of these others. Ultimately, if a claim were ever paid against your surety bond, you would be required to reimburse the surety for all costs and fees involved.




About Us




AmeriPro Surety Bonds is a surety bonds-only agency. We provide license and permit surety bonds throughout Kentucky.

Our agency also provides surety bonds nationwide.

Please call our agency today at:








Or, you may fill out the form below and an agent will contact you.


Request a Callback

  • MM slash DD slash YYYY
  • Please note: We do not share or rent your address to anyone, except for underwriting purposes associated with your surety bond.
  • This helps us to find exactly the surety bond that you require. By the way, it's perfectly OK to not know the type of surety bond you need; that's why we're here!
  • This field is for validation purposes and should be left unchanged.