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Florida Certificate of Title Bond

November 17, 2018

A Florida certificate of title bond is required when you have ownership of a vehicle but cannot provide proof with a title. The DHMSV will tell you the bond amount required. What may be a welcomed surprise is this bond's relatively low cost! Call AmeriPro Surety Bonds at                 844-589-9732.

Florida Certificate of Title Bond |

AmeriPro Surety Bonds | 844-589-9732




Florida Certificate of Title




A Florida certificate of title bond may be required by the state’s Department of Highway Safety and Motor Vehicles (DHSMV) if you are unable to produce a title which gives you ownership to a vehicle.

Besides being the Department which requires this bond, Florida statute 319.23 (7) lays out the conditions under which a surety bond is required.

A Florida certificate of title bond may also be required of a mobile home.

AmeriPro Surety Bonds issues any certificate of title bond required by the DHSMV.




Florida Certificate of Title: The Purpose of this Bond




The purpose of the Florida of certificate of title bond requirement when you are unable to provide proof of ownership of a vehicle is this:

  • This surety bond protects any prior owners or lien holders of your vehicle --- and any subsequent owners or lien holders of your vehicle --- from loss, costs, or interest, which may arise should a later defect in the title be discovered.
  • This surety bond also protects them from an undisclosed or unmentioned interest in the vehicle which is not known to them or the Department.

Since you are the one who is claiming ownership to a vehicle, the Department requires you to purchase the certificate of title bond to protect the potential, unknown interests of others.

This surety bond, therefore, does not protect you, personally, at all; it only protects those others who may have a prior or later interest in the vehicle now owned by you from loss.

Should a loss be discovered and paid up to the bond’s value, you would be required to reimburse the surety for any and all costs made.




Florida Certificate of Title Bond: What this Bond Does Do For You,




While the purchase of the bond is for the protection of others, having the bond allows the DHSMV to issue you a bonded title which demonstrates your ownership of the vehicle.




Florida Certificate of Title Bond: Amount Required




By statute, the amount of the Florida certificate title of bond required will be:

  • Determined by the DHMSV;
  • In an amount twice the value of the DHMSV’s calculation of the value of the vehicle.



Florida Certificate of Title Bond: Cost of the Purchase for this Bond




You may be surprised, but the cost of this surety bond is as little as 1.5% of the value of the vehicle determined by the DHMSV.

  • For example, a $10,000 Florida certificate of title bond may cost you as little as $150;
  • A $30,000 bond may cost you as little as $450.00

The amount required may or may not be affected by your credit score.

In any case, you have an advocate with AmeriPro Surety Bonds who will work to find you the best and lowest surety bond pricing.








The premium for this surety bond is paid just once.

The bond’s coverage is for 3 years from the date of purchase.




About AmeriPro Surety Bonds




AmeriPro Surety Bonds thanks you for choosing us for your Florida certificate of title bond.

We will work for you to have the bond produced, and depending, on when you call us it, may be in as little as a few hours, or one business day.



Call AmeriPro Surety Bonds today at: 844-589-9732

You may also fill out our contact form below:

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