(844) 589-9732

New York Certificate of Title Bond

October 26, 2018

A New York certificate of title bond may be required by the state's DMV to obtain title to a vehicle. This bond is issued for 1% or $100, whichever amount is greater. Up to $50,000, there is no credit check.  Please call our agency today at 844-589-9732

New York Certificate of Title Bond

AmeriPro Surety Bonds | 844-589-9732




New York State Commissioner of Vehicles




If you are reading this page it is likely that after a visit to the New York Department of Motor Vehicles, you were told that the registration of your vehicle – your car--- requires a surety bond known as a Certificate of Title bond.

This surety bond requirement is as per rule Section 2105 of the New York State Senate.

AmeriPro Surety Bonds will explain to you the reasoning behind this bond requirement.

And, more than that, we help you to get the certificate of title bond to satisfy the Commissioner’s office at a very reasonable price.


New York Certificate of Title Bond: The Bond of Amount Required




Fortunately for you, the amount of the certificate of title bond you are required to purchase will be determined by the Commission or the DMV.

You neither want to purchase more bond than required or not enough surety bond.The Commissioner (or the DMV) will tell you the amount of bond required.  Any written documentation that you have that states that amount will need to be provided to us for obtaining your bond.

The calculation used determine the amount required is as follows:

  • The current value of the vehicle as determined by the New York DMV,

Multiplied by

  • One and one half time the value of that amount

As an example: A vehicle that is valued at $10,000 by the Commissioner would require a $15,000 surety bond to be purchased. ($10,000 x 1.5= $15,000).




New York Certificate of Title Bond: The Cost



The New York certificate of title bond is issued for 1% or $100, whichever amount is greater, and without a credit inquiry for any amount up to and including $50,000.  Essentially, after completing an application and payment of the premium, the bond is issued to you immediately.

Amounts greater than $50,000 will still qualify for the 1% premium; if, however, after a credit inquiry, you still qualify.

The certificate of title bond is a onetime payment for the life of the bond; it does not renew.



New York Certificate of Title Bond: Purpose of this Surety Bond Requirement




In short, the reasoning behind the bond’s requirement is that the state Commissioner’s office is not satisfied that there are not previous security interests in the vehicle you have purchased, or plan on purchasing.

To protect itself and those potential prior interests in the vehicle, before issuing you a certificate of title, the state requires you to obtain a surety bond.The bond does not protect you, as such, although its purchase does allow your vehicle to be registered.

Rather, the bond protects any prior owners or those who may be later discovered to have an ongoing security interest in the vehicle, which may not be known to you at the time of your registration.

Should those persons be discovered at a later date, the bond allows them to recover any losses from use or possession of the vehicle up to the bond’s amount.

The bond also protects subsequent owners of the vehicle, if this becomes applicable.




New York Certificate of Title Bond: Duration




The premium payment on the New York certificate of title bond is onetime. Once issued, the bond is good for 3 years.

The bond may be surrendered beforehand only if a valid certificate of title is discovered and sent to the commissioner. The premium paid, however, would not be refunded.




About Us




AmeriPro Surety Bond’s goal for you is to make the purchase of your certificate of title bond easy and relatively quick.  Before you call us, having as much information about your vehicle is helpful; however, we can also get this information from you later, so feel free to call.

AmeriPro Surety Bonds provides license and permit, contractor, court, and fiduciary bonds throughout New York state.

We also provide surety bonds nationwide.



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