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Utah Lost Cashier’s Check Bond

AmeriPro Surety Bonds provides YOU with the Utah lost cashier’s check bond. Our prices are very reasonable. Let us help you through this undoubtedly stressful time by getting your lost instrument bond issued today! Please call us. We understand the urgency and are here to help: 844-589-9732.

Utah Lost Cashier’s Check Bond | Lost Instrument Bond

 

 

 

AmeriPro Surety Bonds offers surety bonds for Utah issued lost instruments, including:

  • Utah lost cashier’s check bond;
  • Utah lost money order bond;
  • Utah lost stock certificates bond(however, most stock certificates nowadays are issued electronically; the buyer never receives a certificate, unless they specifically request one).
  • Utah lost deed of trust

AmeriPro Surety Bonds provides information, mainly, on lost cashier’s checks.

We also provide the other Utah lost instrument bonds as well, as referenced above.

 

 

 

Cashier’s Check / Lost Instruments

 

 

 

A cashier’s check is a great thing to have.

When you deposit a cashier check, particularly if it is a larger amount, there’s no hold time; the check “clears” your banking institution immediately.

In fact, cashier’s checks are a sort of “hybrid” between our personal checks and “greenbacks”:

  • On the one hand, like a check, they are designated for one individual or entity, so they are not just cash.
  • On the other hand, like cash, when deposited, the funds become available immediately, since they are guaranteed by the issuing bank.

 

 

Lost Cashier’s Check

 

 

 

You may have already visited or called a banking institution to inform them that you have a lost cashier’s check (or, one may be stolen, as the case may be), and you’re wondering how to replace it.

The banking institution informed you that in order for them to re-issue another cashier’s check, they first require a lost cashier’s check bond.

 

 

 

Utah Lost Cashier’s Check Bond: Purpose

 

 

 

The purpose of the lost cashier’s check bond is:

  • One needs to be purchased for the banking institution to re-issue a second cashier’s check to the recipient;
  • If the lost or stolen cashier’s check later turns up and is cashed, the banking institution will be “out” twice the amount of the original cashier’s check; they want to protect against this;
  • The surety bond guarantees that such, if it occurs, will be covered; and the buyer of the Utah lost cashier check bond in turn promises to repay the surety company for that loss.

 

 

Utah Lost Cashier’s Check Bond: Waiting Time

 

 

 

The bank issuing – and replacing – the lost cashier check may require a waiting time  before they will accept a replacement bond.

 

 

 

Utah Lost Cashier’s Check Bond: The Premium

 

 

 

The premium for a Utah lost cashier’s check bond is usually 2% of the amount of the check.

For example, a $10,000 Utah lost cashier’s check bond may have a premium as low as $200.00.

Once issued, however, bear in mind, that should two checks be paid —

  • the reissued cashier check —

AND

  • the original cashier’s check that was lost or stolen .

 

Although the surety company will cover the loss, it will be the legal obligation of the purchaser to repay the surety company for all costs involved.

The bond, when purchased, is paid for once, but is active for 5 years.

 

 

 

Other Utah Lost Instrument Bonds

 

 

 

As mentioned at the beginning of this page, AmeriPro Surety Bonds also helps customers obtain other lost instrument bonds.

For example, a Utah lost deed of trust bond may be required for someone who sells their home which they own outright and for which they cannot locate the title to the home.

For vehicles, our agency provides customers with the required Utah defective title bond.

 

 

 

About AmeriPro Surety Bonds

 

 

 

AmeriPro Surety Bonds provides fiduciary bonds – such as discussed here, license and permit, contractor and court bonds throughout Utah.

We also provide lost instruments bonds in all 50 states.

 

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Call AmeriPro Surety Bonds today at 844-589-9732

AmeriPro Surety Bonds

Our focus is exclusively surety bonds. We have two areas of concentration: YOU, our customer; and providing you with the surety bond that you need. Whether the bond is an "instant issue"; is for a contractor; a court bond; or one for a client with lower credit scores, AmeriPro Surety Bonds dedicates itself to providing our customers with a seamless, professional, and quick surety bond experience.

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