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Mississippi Credit Availability Bond

July 27, 2020

The $10k Mississippi credit availability bond is required of those who offer loans according to the state's Credit Availability Act. There is no credit check for this bond. Please call AmeriPro Surety Bonds at 844-589-9732.

Mississippi Credit Availability Bond

AmeriPro Surety Bonds | 844-589-9732




Surety Bond; Purpose




Mississippi businesses which engage in credit availability are regulated by the Mississippi Credit Availability Act, and engage in providing short term consumer loans – between 4 and 12 months – which may either be secured or unsecured.

A condition of licensing is that your business provides evidence of financial responsibility in the form of a $10,000 surety bond. The surety bond serves as a financial guarantee of your compliance with all provisions of the Act, as amended.




Qualifying and the Premium




You are automatically approved for the $10,000 Mississippi credit availability bond. There is no underwriter review nor credit check inquiry; the premium is just $100, annually.

Your bond expires on September 30th on the year in which it is issued. Depending on the time of purchase and for the length of purchase, the premium can be adjusted to account for a period greater than 1 year.

Issuing your bond is easy, takes a few minutes. We’ll need a signed application from you, but to get started we’ll just ask you the basics:

  • The name, as it should appear on your bond;
  • The address and term of your bond (1, 2, or 3 years);
  • The county of your business.

After providing us with this information (and a signed and completed surety bond application) and paying at least the first annual premium of $100, our agency issues your bond to you immediately.

We will sign and have your bond notarized as Surety; upon receipt by mail, you’ll sign and have your original surety bond notarized as Principal. Included with your surety documents will be a Power of Attorney form.

You’ll file all completed surety bonds documents to:

State of Mississippi

MD Department of Banking and Consumer Finance

P.O. Box 12129

Jackson, MS 39236-2129




Surety Bond Term; Prepayment Options




Your bond will have an expiration date of September 30th on the year –or the following year --- of its issuance.

Assuming prepayment of an exact 2 or 3 year term, you have the following premium prepayment option and savings:

  • If prepaid for 2 years, the premium is $180, a $20 savings;
  • If prepaid for 3 years, the premium is $260, a $40 savings.




About Us




AmeriPro Surety Bonds is a surety bonds-only agency. We provide license and permit, Court, probate, and other surety bonds in Mississippi and all 50 states.

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