What is a California Notary Public Bond?
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California Notary Bond
A notary bond is a bond that is required by the state of California to engage in the business of witnessing signatures on documents. Notaries exist primarily as a deterrent to potential acts of fraud. The notary bond, besides being required, allows you to operate anywhere within the state of California. California notaries fall under the jurisdiction of the California Secretary of State.
So what is a notary bond, exactly?
A notary bond is a surety policy which protects others, — the public — from acts of fraud, criminal misconduct, or malfeasance in their duties as a notary. This surety bond exists solely for the protection of the public; it does not protect the notary at all.
The bond’s existence allows for persons who suffer harm due to the wrongful acts of a notary to file a claim on the bond to recover damages up to the bond’s $15,000 amount. Were a claim to be paid on the surety bond, it is the responsibility of the licensed notary to reimburse the surety for all costs involved.
Preparing for the Notary Exam
Applicants for the notary bond may want to consider having a “leg up”, even before taking the notary course — if they choose to do so in the class. The 2019 California notary public handbook can be a helpful guide; however, you may wish to do an online search for any updated editions.
A California Notary Bond is an “Instant Issue” Bond: Pay the Fee and the Bond is Yours!
AmeriPro Surety Bonds, a surety bond agency serving California and all 50 states, offers the notary public bond as an Instant Issue Bond. This means that this bond is issued to you on completion of the application and payment of the small premium of $50. This also means that there is no credit check! In other words, once you complete the application and pay your premium, the California notary bond is yours!
Pricing for a California Notary Bond and the E&O Insurance Option:
The following are the pricing options for a California notary bond. Whereas the notary bond protects the public, and not the notary, E&O insurance protects the notary from unintentional mistakes made in notarizing documents.
- $50.00, a onetime fee for your 4 year term without E&O insurance;
- $90.00 for your notary bond along with $10,000 errors and omissions insurance;
- $110.00 for your bond along with $20,000 errors and omissions insurance;
- $130.00 for your bond alone with $30,000 E&O insurance.
Term of a California Notary Bond Commission
California notary bonds are issued for a period of 4 yrs and the bond amount is $15,000. The premium is a onetime payment for the duration of the commission.
Please call our agency today for your notary bond. It will be one of the easiest things you do all day!