A Florida public adjuster is someone who is in the profession of:
To be licensed as a Florida adjuster --- or to renew an existing adjuster license --- the state requires you to obtain a $50,000 Florida public adjuster bond.
The $50,000 Florida public adjuster bond is issued to you immediately upon calling and payment of the $500 annual premium. There is no credit check. You are therefore automatically approved.
When you call our agency, we'll ask you the following:
After payment of the $500 premium, our agency issues your bond and a Power of Attorney (POA) form to you. Upon receipt, you'll sign your bond as Principal and file all documents received to:
State of Florida, Department of Insurance
200 East Gaines Street
Tallahassee, FL 32399
***Premium Prepayment Options***
Since your surety bond renews annually, the option exists to prepay your premium up to 3 years. Prepayment of your premium saves you over annual renewals.
The premium prepayment amounts and savings are as follows:
The public adjuster bond is a financial guarantee that you as a licensed adjuster will abide by all rules in connection with your duties.
More specifically, the bond protects others from any acts of fraud, theft, or criminal misconduct that an adjuster may commit in carrying out the obligations of being an adjuster.
The important thing to note about this surety bond is that its benefits and protections are entirely for others, alone.
The public adjuster bond is not a type of insurance bond for the adjuster. Nor does the bond protect an adjuster.
It is, rather, a surety policy which protects consumers from wrongful acts committed by an adjuster.
The Division of Agent and Agency Services, Bureau of Licensing is the obligee for the public adjuster bond.
Rules and regulations for Florida public adjusters can be found under Chapter 626 of the Florida state statutes.
There are two things to know about the bond’s duration:
This second requirement is according to Chapter 626.865 of the state’s Statutes.
After you have purchased your public adjuster bond from us, once received, you’ll need to:
Department of Financial Services
Bureau of Licensing, Room 419
200 East Gaines Street
Tallahassee, FL 32399-03919
**Our recommendation**: When you mail the Florida adjuster bond to licensing, always use some form of tracking (i.e. certified mail, overnight, etc.).
We say this only because your surety bond is a very important document which you will have spent hundred of dollars on.
Why not spend the very little required to track the mailing of the bond to the Department?
Information on the steps required to obtain a Florida public adjuster license are provided on the Department’s website.
As a recap, you will need to:
AmeriPro Surety Bonds is a surety bonds-only agency which is committed to working for you.
The application for the adjuster bond itself is an easy process and can be completed right over the phone in a matter of a few minutes.
AmeriPro Surety Bonds provides license and permit, contractor, court, and fiduciary bonds throughout Florida and nationwide.