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Florida Public Adjuster Bond


The Florida public adjuster bond is a $50,000 surety bond that is required before licensing in order to be licensed. The bond is required by the Florida Division of Agent and Agency Services. The premium is just $500 annually; there is no credit check. 844-589-9732

Florida Public Adjuster Bond |

AmeriPro Surety Bonds | 844-589-9732




Florida Public Adjusters




A Florida public adjuster is someone who is in the profession of:

  • Filing for insurance claims on behalf of an insured person or a third party;
  • Negotiating the settlement of insurance claims on behalf of an insured person or third party;
  • And who receives monetary compensation for acting in either or both capacities.

To be licensed as a Florida adjuster --- or to renew an existing adjuster license --- the state requires you to obtain a $50,000 Florida public adjuster bond.



Qualifying and the Premium



The $50,000 Florida public adjuster bond is issued to you immediately upon calling and payment of the $500 annual premium.  There is no credit check.  You are therefore automatically approved.

When you call our agency, we'll ask you the following:

  • The name, exactly as it should appear on your bond.  We'll also request your contact information to include your address, phone number, and email address;
  • We'll ask you for your Florida resident agent's license number;
  • We'll also ask you for the address and other contact information of the resident agent;
  • We'll need your social security number (note, there is no credit check for this bond; however, the social security number is required for issuance and appears on your surety bond);
  • The address that should reflect on your bond.

After payment of the $500 premium, our agency issues your bond and a Power of Attorney (POA) form to you.  Upon receipt, you'll sign your bond as Principal and file all documents received to:

State of Florida, Department of Insurance

200 East Gaines Street

Tallahassee, FL 32399


***Premium Prepayment Options***

Since your surety bond renews annually, the option exists to prepay your premium up to 3 years.  Prepayment of your premium saves you over annual renewals.

The premium prepayment amounts and savings are as follows:

  • If prepaid for 2 years, the premium is $900, a $100 savings;
  • If prepaid for 3 years, the premium is $1300, a $200 savings.







$50,000 Florida Public Adjuster Bond: The Purpose of this Surety Bond




The public adjuster bond is a financial guarantee that you as a licensed adjuster will abide by all rules in connection with your duties.

More specifically, the bond protects others from any acts of fraud, theft, or criminal misconduct that an adjuster may commit in carrying out the obligations of being an adjuster.

The important thing to note about this surety bond is that its benefits and protections are entirely for others, alone.

The public adjuster bond is not a type of insurance bond for the adjuster. Nor does the bond protect an adjuster.

It is, rather, a surety policy which protects consumers from wrongful acts committed by an adjuster.

The Division of Agent and Agency Services, Bureau of Licensing is the obligee for the public adjuster bond.

Rules and regulations for Florida public adjusters can be found under Chapter 626 of the Florida state statutes.






Florida Public Adjuster Bond: Duration




There are two things to know about the bond’s duration:

  • The bond renews on an annual basis (this means that there is an annual renewal of the premium);
  • You are also required to maintain the surety bond for one year after your license is terminated (if applicable).

This second requirement is according to Chapter 626.865 of the state’s Statutes.




After The Purchase of Your Surety Bond




After you have purchased your public adjuster bond from us, once received, you’ll need to:

  • Sign the original surety bond.
  • Mail the signed bond to:

Department of Financial Services

Bureau of Licensing, Room 419

200 East Gaines Street

Tallahassee, FL 32399-03919

**Our recommendation**: When you mail the Florida adjuster bond to licensing, always use some form of tracking (i.e. certified mail, overnight, etc.).

We say this only because your surety bond is a very important document which you will have spent hundred of dollars on.

Why not spend the very little required to track the mailing of the bond to the Department?




Becoming a Florida Public Adjuster:




Information on the steps required to obtain a Florida public adjuster license are provided on the Department’s website.

As a recap, you will need to:

  • Be at least 18 years old and a resident of Florida;
  • Be either an apprentice of an existing public adjuster, an independent adjuster, or company employee’s adjuster;
  • Obtain the Florida public adjuster bond before applying for the public adjuster license.
  • Complete the Florida public adjuster application and pay the appropriate application fees;
  • Obtain the fingerprinting required;
  • Prepare for (and pass!) the required Florida public adjuster exam.



About AmeriPro Surety Bonds




AmeriPro Surety Bonds is a surety bonds-only agency which is committed to working for you.


  • Help you obtain the bond you require;
  • Make understanding surety bonding process easy.

The application for the adjuster bond itself is an easy process and can be completed right over the phone in a matter of a few minutes.

AmeriPro Surety Bonds provides license and permit, contractor, court, and fiduciary bonds throughout Florida and nationwide.