1 (844) 589-9732

Idaho Collection Agency Bond

The Idaho collection agency bond is a minimum $15,000, and a maximum $100,000 surety bond. We offer streamlined processing for this bond for any amount up to $50,000. Please call our agency today at 844-589-9732.

Idaho Collection Agency Bond |

AmeriPro Surety Bonds | 844-589-9732




Collection Agencies – Idaho




Collection agencies which operate in Idaho are licensed and regulated by the state’s Consumer Finance Bureau. Regulation of collection agencies is done pursuant to the Idaho Collection Agency Act.

A prerequisite for licensing is that a minimum $15,000 surety bond is required. The licensing process and filing of your surety bond are now facilitated through NMLS, the Nationwide Mortgage Licensing System.

When your license renews, a larger surety bond amount may be required. The conditions for a greater surety bond amount are:

  • Upon renewal of your collection agency license, the bond amount must be $15,000 or twice the average (net) collections for the prior year, rounded to the nearest $1000;
  • However, with a maximum surety bond amount of $100,000.




Qualifying and the Premium




Our agency offers you the $15,000 Idaho collection agency bond without a credit inquiry, and immediately after completion of an application – which we’ll take from you over the phone – for an annual premium of $113.

Upon completion of the application and payment of the premium, we can file your surety bond for you through NMLS for no additional charge; or, we can mail you the bond for your own filing.

Up to a $50,000 collection agency surety requirement, we offer the bond with the same streamlined processing without the need of a credit check.

For amounts greater than $50,000, a credit check is required as part of the underwriting process. Good credit is required for approval and premium rates are still highly favorable. A $100,000 surety bond will have an annual premium of $750.




Surety Bond Duration




The premium for the Idaho collection agency bond is active for one year from the date of issuance. You also have the option to prepay your surety bond for up to 3 years. This option works best with the $100,000 surety bond amount; however, the choice is available to you for all amounts.

  • A $100,000 surety bond prepaid for 2 years has a premium of $1350, a $150 savings;
  • A $100,000 collection agency bond prepaid for 3 years has a premium of $1950, a $300 savings.




Purpose of Your Surety Bond Requirement




Your surety bond is a financial guarantee that money received for payment of debts will be correctly applied; and that your collection agency will return any money to creditors for money not applied to debt. More detail can be found until Title 26, Chapter 22, of Idaho’s legislative Code.




About Us




AmeriPro Surety Bonds provides collection agency surety bonds nationwide. We also provide license and permit bonds in all 50 states.

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AmeriPro Surety Bonds

Our focus is exclusively surety bonds. We have two areas of concentration: YOU, our customer; and providing you with the surety bond that you need. Whether the bond is an "instant issue"; is for a contractor; a court bond; or one for a client with lower credit scores, AmeriPro Surety Bonds dedicates itself to providing our customers with a seamless, professional, and quick surety bond experience.

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Office: 1 (844) 589-9732

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