(844) 589-9732

Iowa Home Improvement Contractor Bond

March 25, 2019

The Iowa home improvement contractor bond is a new surety bond requirement mandated by the state's Attorney General Office. The $75,000 surety bond is required of you as a contractor but is for the benefit of your customers. Please call AmeriPro Surety Bonds today at 844-589-9732.

Iowa Home Improvement Contractor Bond |

AmeriPro Surety Bonds | 844-589-9732




Home Improvement Companies – Iowa




In early 2019, the Iowa Attorney General proposed legislation, which subsequently became law, requiring home improvement contractors to furnish the state with evidence of a $75,000 Iowa home improvement contractor bond.

The surety bond is now required as a condition of licensing with the state, and AmeriPro Surety Bonds offers this surety bond for your compliance as both a new ---and eventually --- renewal surety bond.




Iowa Home Improvement Bond: Purchasing this Surety Bond and its Premium




Applicants for the $75,000 Iowa home improvement bond will have a simple two-step qualification for this surety bond:

  • The first is the completion of a brief home improvement surety bond application. (Actually, providing your information in the form below ---i.e., name, address, phone number, and your social security number will be sufficient for starters. We can frequently gain pricing for you with this information alone.);
  • The second is a credit check. Our agency --- and, on balance, most all surety agencies, utilizes a ‘soft inquiry’ which will not adversely affect your credit score.

Because credit scores will vary from person to person, the premium for the home improvement bond may likewise vary.

As a broad general rule, however, the $75,000 home improvement bond will likely cost most applicants just 1% of the bond’s amount, or $750 annually.




Iowa Home Improvement Contractor Bond: The Duration of this Bond




By state statute, the Iowa home improvement bond is active for a period of one year from the date of issuance.

As a consequence of the new legislation, the Attorney General must always have evidence of a $75,000 surety bond on file as a condition for continued licensing. Failure to maintain an active surety bond may subject you to license suspension, revocation, or if applicable, fines.




Iowa Home Improvement Bond: The Purpose of this Surety Bond




While the home improvement surety bond is required of you as an Iowan contractor, its sole purpose is for the benefit and protection of the people of the state of Iowa.

By way of background, the Iowa home improvement contractor bond requirement was precipitated by persistent allegations of fraud by contractors; in fact, such accusations constitute the state’s number one fraud complaint.

The bond is therefore a financial guarantee for the people of the state of Iowa --- your clients and customers ---- which protects them from breach of contract, embezzlement, fraud, theft, willful negligence, criminal malfeasance and misfeasance that a home improvement contractor may commit in the course of contracting obligations.

The bond also protects against contractors who fail to obtain the required permits, or fail to pay subcontractors.

Such protections afforded by means of this bond also extend to wrongful acts committed by employees, agents, and managers of a licensed and bonded contractor, and which also results in some credible harm.

While the bond protects the people of the state of Iowa and is required of you, to be clear, it is not an insurance policy.

In the present instance, this means that as principal of this surety bond, you shoulder the responsibility for all claims paid against your bond. Were a claim to be paid against your bond, you must therefore repay the surety for all costs and fees involved.

In no instances however, will the surety pay above the sum of $75,000 as an aggregate total.




About Us




AmeriPro Surety Bonds is a surety bonds-only agency which provides license and permit, contractor, court, and fiduciary surety bonds throughout the state of Iowa.

Our agency also provides surety bonds nationwide.

We are committed as an agency to finding the best surety bond pricing for our customers.

Please call AmeriPro Surety Bonds today at:








Or, you may complete the online form below and an agent will contact you very shortly (please include your Social Security number if you want us to use this as an initial application for you)…