(844) 589-9732

Kentucky Debt Adjuster Bond

August 26, 2019

The Kentucky debt adjuster bond has two standard amounts: The $25,000 surety bond amount is available from our agency as an instant issue bond without a credit check; the $75,000 amount offers great pricing as well. Please call our agency today at: 844-589-9732.

Kentucky Debt Adjuster Bond |

AmeriPro Surety Bonds | 844-589-9732




Debt Adjusters Licensing - Kentucky




Debt adjusters in Kentucky are regulated by the state’s Attorney General Office. They are engaged in the business of acting as a go-between, who, as part of their professional duties: adjust the debt of creditors; receive money from debtors and then disburse the money received to those who are owed it; and, who offer or advertise their professional services as debt adjusters.

Persons engaged in this business are required to obtain a surety bond in one of two amounts:

  • $25,000, the standard amount for Kentucky debt adjusters;
  • $75,000, the amount required of debt adjusters who handle personal or household debt secured by a mortgage, deed of trust, or residential property.

Our agency offers both surety bond amounts for your compliance.




Qualifying and the Premium




For both surety bonds amounts, the standard procedure for obtaining the Kentucky debt adjuster bond is completion of a surety bond application. This can be done over the phone with an agent.

However, the $25,000 debt adjuster bond is issued immediately, without a credit check. The premium for the $25,000 surety bond amount is $375. In other words, all applicants for the smaller of the two debt adjuster bonds are pre-approved, upon completion of this application and payment of the premium!

Applicants for the $75,000 debt adjuster surety bond will complete the same standard application, but also undergo a credit review by an underwriter. Applicants for this surety bond amount who are approved on good credit will pay a premium of $1125.00.

Once the bond has been issued, a copy of it can be emailed to you immediately. The original surety bond, which you will sign as principal, will be mailed to you by the following business day. You will sign the original bond as principal.




Premium Payment Options




The standard Kentucky debt adjuster bond is issued for a term of one year. Thereafter, the surety bond must be renewed.

You have the option to prepay this surety bond for up to 3 years. Prepayment allows you to increase the time between renewal; you are also offered a savings over year to year renewal of the premium.

The breakdown is as follows:

----$25,000 surety bond amount---

  • Prepayment for 2 years is $675, a $75 savings;
  • Prepayment for 3 years is $975, a $150 savings.

---$75,000 surety bond amount---

  • Prepayment for 2 years is $2025, a $225 savings;
  • Prepayment for 3 years is $2925, a $450 savings.




Purpose of this Surety Bond Requirement




The Kentucky debt adjuster surety bond is required to guarantee your compliance with KRS Chapter 380 and any adjustments or revisions to this law.  The bond protects consumers from acts of fraud, theft, or malfeasance, or misrepresentation in the business of debt adjusting.




About Us




AmeriPro Surety Bonds is a surety bonds-only agency. We provide license and permit surety bonds throughout Kentucky.

Our agency also provides surety bonds nationwide. Please contact our agency today at:




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