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Massachusetts Collection Agency Bond

The Massachusetts collection agency bond is a $25,000 surety bond required of debt collector companies operating in the Commonwealth. While the bond is required of your company, its benefit is for the Commonwealth on behalf of consumers. Please call AmeriPro Surety Bonds at:        844-589-9732.

Massachusetts Collection Agency Bond | AmeriPro Surety Bonds



Update 2020:  AmeriPro Surety Bonds now offers the Massachusetts collection agency bond for $188, annually, and with no credit check.  Additionally, we’ll file your surety bond to NMLS as required.  We also offer prepayment options for 2 or 3 years.  Please call us now at 844-589-9732.


Debt Collectors – Massachusetts




Collection agencies operating in the Commonwealth are regulated by the state’s Division of Banks.

Licensing for new debt collector applicants is found under the mass.gov website.

As part of the licensing process, debt collection agencies are required to furnish the appropriate surety bond.

AmeriPro Surety Bonds offers the debt collector surety bond for both first time and existing collection agencies which need to renew their surety bond.




Massachusetts Collection Agency Bond: Amount Required and the Premium




The Massachusetts collection agency bond is a $25,000 surety bond required by Commonwealth state regulations.

Pricing for the collection agency bond will be determined by the following:

  • Information provided on your surety bond application. (An application may be accepted directly over the phone with our surety agent);
  • The credit score of your business or your personal score.

Applicants with very good credit may pay as little as 1% for this surety bond; however, the amount that you will pay will be determined by the above variables, and so may vary considerably.




The Bond’s Duration




The Massachusetts debt collection agency bond is typically active for one year from the date of issuance.

Options exist in some cases to prepay for the collection agency bond for either 2 or 3 years. Though the premium in such instances would obviously be more, it does offer a savings over renewing annually.




The Purpose of this Surety Bond




Your Massachusetts collection agency bond (also referred to as a debt collection surety bond) is a financial guarantee which ensures your compliance with all rules, regulations, additions, and amendments involved in debt collecting in the Commonwealth.

The bond protects against acts of fraud, theft, misrepresentation or criminal malfeasance involved in debt collections.

The protections afforded the consumer by this surety bond also extend to wrongdoing committed by employees, agents, and managers of your collection agency business.




About Us




AmeriPro Surety Bonds is a surety bonds only agency. We provide license and permit, contractor, court, and fiduciary surety bonds throughout Massachusetts and all of New England.

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AmeriPro Surety Bonds

Our focus is exclusively surety bonds. We have two areas of concentration: YOU, our customer; and providing you with the surety bond that you need. Whether the bond is an "instant issue"; is for a contractor; a court bond; or one for a client with lower credit scores, AmeriPro Surety Bonds dedicates itself to providing our customers with a seamless, professional, and quick surety bond experience.

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