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Oklahoma Prepaid Funeral Services Bond

September 4, 2019

A required of the Oklahoma Insurance Department, the prepaid funeral services bond amount required is 15% of the amount held in an approved trust. Please call AmeriPro Surety Bonds today at 844-589-9732.

Oklahoma Prepaid Funeral Services Bond |

AmeriPro Surety Bonds | 844-589-9732




The Oklahoma Insurance Department (OID) regulates and approves the licensing of those businesses which offer prepaid funeral services in the state.  Businesses which offer prepaid funeral services must establish a trust account which is established according to standards acceptable to the OID.

According to current regulations, prepaid funeral services businesses are also required to obtain a surety bond as a prerequisite for licensing. The amount of the surety bond required is 15% of the amount of the trust on file with the OID.




Qualifying and the Premium




Qualifying for the Oklahoma prepaid funeral services bond is by completion of a standard surety bond application and an accompanying review by an underwriter, along with a credit score inquiry.

Our agency will only be able to have those applicants bonded who have good credit.

As part of the underwriting agreement, you may --- or in some cases, may not --- be asked to provide a copy of your LLC operating agreement, if applicable.  You will, however, be asked if you or your business:

  • have any outstanding tax liens or judgments;
  • have ever failed in business or filed bankruptcy;
  • have any unsatisfied collection items.

For bonds which exceed a certain threshold, you may be asked to provide a business or personal financial statement as a condition of licensing.  Applicants who are approved for this bond will pay 2% of the amount of surety as premium.




Surety Bond Term




The Oklahoma prepaid funeral services provider surety bond is active for 1 year from the date of issuance. Both the surety bond and the premium are renewed annually.




Purpose of Your Surety Bond Requirement




As stated within the surety bond wording, the purpose of this bond is principally to ensure that you will pay all money entitled to those who are owed it, and that you will comply with your contractual obligations to the Oklahoma consumer.




About Us




AmeriPro Surety Bonds is a surety bonds-only agency. We provide license and permit bonds throughout Oklahoma.

Our agency also provides surety bonds nationwide.

Please call our agency today at:




Or, you may fill out the form below to be contacted by a surety bond agent.