(844) 589-9732

Texas Discount Health Care Card Program Operator

September 28, 2018

A $50,000 Texas discount health care card program operator bond is required by the state's Department of Insurance. This bond costs $500. Please call AmeriPro Surety Bonds at 844-589-9732

Discount Health Care Card Program Operator Bond |

AmeriPro Surety Bonds | 844-589-9732




Discount Health Care Card Program Operator (DHCCP)




As noted by the Texas Department of Insurance, discount health care cards are not “health insurance” policies.The cards allow certain medical-related procedures to be discounted, and then the plan participant pays that fully discounted amount to the participating physician.

The Department of Insurance is the body that oversees discount health program operators.

The same Department is also the obligee, that is, they are the entity requiring discount health care card program operators to obtain the surety bond.  Obtaining this bond takes a few minutes and costs only $500.




Discount Health Care Card Program Operator (DHCCP): Amount and Purpose




The Texas discount health care card program operator bond is for required in the amount of $50,000.00

The bond amount required by Texas Insurance Code § 562.103.

The purpose of this surety bond is a financial guarantee against any acts of theft, fraud, or other criminal malfeasance committed by a health care card program in the course of their business duties.

This coverage --- which is for others --- is for wrongful acts committed by employees, managers, and owners of a discount health care card program business.




Discount Health Care Card Program Operator: Premium



This $50,000 surety bond will cost you just $500 annually.  You are automatically approved for this bond.  After completion of an application -- which we'll take from you over the phone --- and payment of the $500 premium, this bond is issued to you immediately.

What this means for you is that there is no credit check nor underwriter review for this surety bond.

Once the bond has been issued, a copy of it can be emailed to you. The original surety bond, which you will sign as Principal before filing with the state, will be sent by the following business day at the latest.

Premium Payment Options

At $500 premium, you discount operator bond is issued for a one year term, and thereafter the bond must be renewed with another $500 premium.  Our agency offers you the option to prepay this bond for up to 3 years.  Prepayment benefits you in two ways:  The first is that it lengthens the time between renewals; and the second is that it offers you a savings over year to year renewal of your surety bond.

The prepayment options -- and savings -- are as follows:

  • If prepaid for 2 years, the premium is $900, a $100 savings;
  • If prepaid for 3 years, the premium is $1300, a $200 savings.




Becoming Licensed as a Texas DHCCP:




Licensing for a DHCCP involves the following:

  • Completion of an application for the DHCCP license ;
  • Payment of a nonrefundable $1000.00 application fee;
  • Submission of a biographical certificate for each owner, board of directors, board of trustees, officers, etc, as required in the application;
  • Copies of any and all contracts made between a DHCCP and any providers or networks;
  • A list of marketers;
  • The $50,000 surety bond, which may be obtained from AmeriPro Surety Bonds.



About Us




AmeriPro Surety Bonds is a surety bonds-only agency providing license and permit, contractor, court, and fiduciary surety bonds throughout Texas and nationwide.

Please call us at:



Or, you may fill out the form below and an agent will contact you...


Request a Callback

  • MM slash DD slash YYYY
  • Please note: We do not share or rent your address to anyone, except for underwriting purposes associated with your surety bond.
  • This helps us to find exactly the surety bond that you require. By the way, it's perfectly OK to not know the type of surety bond you need; that's why we're here!
  • This field is for validation purposes and should be left unchanged.