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Notary Public Bond

Notary Public Bond:  What is it?

As a condition of licensing, some states require licensees to obtain a notary bond.  This surety bond may alternately be referred to as a notary public bond, a notary surety bond, or simple a notary bond.  All of these phrases mean the same thing.

The notary public bond is a surety bond which is a financial guarantee that a licensed notary will be in compliance with all rules, regulations, and statutes in the performance of their professional duties (sometimes referred to as ‘notarial acts’) as a notary public.

Along the same lines, a common misconception is that a notary public bond is for the protection of the license notary.  This is not true at all.

Rather, besides being a condition of licensing for states which require it, the bond is for the protection of the consumer public and the state which issues the notary license.  The surety bond protects these others from wrongful or negligent acts committed by a notary; the notary licensee is not protected at all by a notary license.

States Which Require a Notary Public Bond

The following states (and Washington DC) currently require a notary to obtain a surety bond as a condition of licensing:

AmeriPro Surety Bonds offers the notary bond for all states where this is a requirement.

Purpose of A  Notary Bond

At the risk of sounding redundant, it’s still an important to reiterate a second time.

The notary bond is solely for the protection and benefit of the consumers whom you serve, and the regulatory body which oversees the licensing of notaries.

More specifically, while the job of a notary is to witness signatures in an effort to prevent fraud, the surety bond requirement of notaries is to protect the consumer and the state licensing entity against acts of fraud, theft, or malfeasance committed by a licensed notary in the performance of notarial acts.

Your notary bond is not an insurance policy.

In the event that a claim were ever paid against your notary bond, your legal obligation would be to reimburse the surety for all fees paid.  

However, the aggregate total of the liability paid by the surety will not exceed the amount of the bond.

Errors and Omissions Insurance for Notaries

While a notary bond is required and protects others as condition of licensing, an E&O policy is not required but is a way to protect the notary from liability caused by mistakes.

While an E&O policy may not be required, some entities won’t hire a notary without it.  Options may exist to purchase an E&O policy if you choose, at the time that the notary bond is purchased.

Qualifying for a Notary Bond:  ‘So Easy, a’….You get the idea

Obtaining a notary bond is simple in the extreme.  You will need to complete an application, provide the date of your notary commission, and pay the required fee.  Once received, the application is processed by our agency.  There is no credit check necessary for Notary Bonds.

The bond is issued to you immediately and the original mailed to you same day or the next business day, at the latest.  We can also email you a copy of your notary bond; however, for filing with the state regulatory office, you will need the original notary bond.

The Cost of a Notary Bond

The cost of any notary bond offered by AmeriPro Surety Bonds is:

  • $50.00, with the exception of state of Louisiana
  • This is a one time fee for the term of your notary bond license.

Once issued, the bond is active for the term of your license.  Some states have 4, others 6 year license terms.  

The notary bond, frankly is an easy thing to purchase and be done with; but the surety bond is of critical importance as a financial guarantee of your compliance with all laws for the protection of the consumer (public).

About AmeriPro Surety Bonds

AmeriPro Surety Bonds provides notary bonds and related surety bonds and can issue bonds in any required amount.  We thank you for your consideration (we know full well that you have many good surety choices) and we look forward to working with you.

For personalized support, please call us today at 844-589-9732

Questions?

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AmeriPro Surety Bonds

Our focus is exclusively surety bonds. We have two areas of concentration: YOU, our customer; and providing you with the surety bond that you need. Whether the bond is an "instant issue"; is for a contractor; a court bond; or one for a client with lower credit scores, AmeriPro Surety Bonds dedicates itself to providing our customers with a seamless, professional, and quick surety bond experience.

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