(844) 589-9732

Texas Insurance Agency Bond


The Texas Department of Insurance requires insurance agencies to post a Texas insurance agency bond. The $25,000 surety bond may be yours for only $250/annually. Call AmeriPro Surety Bonds:  844-589-9732.

Texas Insurance Agency Bond | AmeriPro Surety Bonds | 844-589-9732




Texas Insurance Agency Bond




Insurance agencies in Texas are required to post a surety bond with the Texas Department of Insurance.

The bond is required as a prerequisite before the state will issue a resident insurance agency license.

Texas Insurance Code Sec. 4001.106 is the statute where the insurance requirement for insurance agencies can be read in further detail.




Texas Insurance Agency Bond: Amount And Purpose




Licensed Texas insurance agencies must purchase and register a $25,000 Texas insurance bond with the Department.

The purpose of the bond is to protect consumers, that is, others from wrongful acts committed by an insurance company licensed in Texas.

More specifically, the Texas insurance agency bond is payable to the Department and allows for the recovery of a judgment given in a customer’s favor against an insurance company up to the $25,000 amount.

More broadly, the bond serves as a financial guarantee against acts of fraud, theft, or other criminal activity committed by an insurance agency licensed in the state.




Texas Insurance Agency Bond: Duration




An insurance agency bond is issued for one year.

Thereafter the bond must be renewed.

Applicants will want to see that this surety bond runs concurrently with an applicant’s insurance agency license.

Doing so prevents any lapses in bond coverage which may result in a suspension of licensing.




Texas Insurance Agency Bond: Premium




An $25,000 insurance agency bond may have a premium as low as 1% or $250 annually.

The premium that an applicant will ultimately pay for this bond will be determined by a credit check.

AmeriPro Surety Bonds will work to find the best surety bond pricing available.

We can get practically anyone bonded regardless of credit history.




Starting a Texas Insurance Agency




Persons interested in founding an insurance agency will need to complete the following:

  • Completion of an insurance agency application;
  • Payment of the $50 application fee;
  • Providing the requested biographical information for certain persons;
  • Fingerprinting;
  • Providing information on any prior criminal history;
  • Providing the $25,000 surety bond.



About AmeriPro Surety Bonds




AmeriPro Surety Bonds is a surety bonds-only agency which provides license and permit, contractor, court, and fiduciary surety bonds throughout Texas.

We also provide surety bonds nationwide.




Call AmeriPro Surety Bonds today at 844-589-9732.